Niyam (नियम) is a Sanskrit word denoting discipline and observance, anchored in purpose and intention. It represents a framework of principles centred on ethical conduct, inner purity, and self-mastery.
Niyam Group embodies these principles as a purpose-led reinsurance group, focused on disciplined underwriting, long-term capital, and strengthening businesses to build economic resilience across India and high growth markets.
Our vision in 2047, reflecting a long-term commitment to building an institution of value and relevance. It is inspired by Viksit Bharat 2047, India’s ambition to become a developed nation by the centenary of its independence.
We are establishing a future-ready reinsurance group in India, grounded in underwriting discipline, enabled by technology, and connected to global capital to support domestic capacity and enhance economic value.
Niyam is establishing syndicate 2047 at Lloyd’s of London, with underwriting expected to commence on 1 April 2026. Our syndicate 2047 will bring AA- rated reinsurance capital to strengthen the insurance markets in India and high growth markets.
We offer treaty and facultative capacity across all non-life general insurance classes, on both proportional and non-proportional bases.
Our team brings deep experience, a long-term perspective, and a strong commitment to serving the markets in which we operate
Niyam is establishing syndicate 2047 at Lloyd’s of London, with underwriting expected to commence on 1 April 2026. Our syndicate 2047 will bring AA- rated reinsurance capital to strengthen the insurance markets in India and high growth markets.
We offer treaty and facultative capacity across all non-life general insurance classes, on both proportional and non-proportional bases.
Our team brings deep experience, a long-term perspective, and a strong commitment to serving the markets in which we operate